Playing Pontoon Online – The Tips and Tricks

Pontoon Online
As you know that the Pontoon casino game is a variant of the casino game Blackjack with only a few minor rule changes. It can be found at internet casinos that use the Real Time Gaming, Playtech, Cryptologic or Microgaming software, though there are slight differences between the rules on different casino programs. Let us learn how Pontoon is played online and the strategy to win.

What is Pontoon Play

Pontoon is great to play due to its 2 to 1 payout on getting a natural blackjack (called a pontoon in this variant) or a five-card-trick, and also the rather odd reduction of the house edge when more decks are in play. The double down rules are also quite liberal, which allows players to have the best shot at maximizing their winnings. Online Pontoon is nothing at all like Australian Pontoon, which is an unlicensed variant of Spanish 21.

How it is played online

Playing online Pontoon is essentially like playing standard Blackjack, just with a few minor changes. For one, the second highest hand is a five-card-trick rather than a 21 on more than 2 cards. A five-card-trick is scored by drawing 5 cards without busting, and this beats any hand other than a natural pontoon. This is a common rule in many Blackjack variants, but it is vital to Pontoon. The game starts with each player being dealt two cards face up, and the dealer being dealt two cards face down. If the dealer has a natural pontoon, then bets are simply collected from all of the players. Otherwise, each player takes a turn as in normal Blackjack.

How do players react on their turn of play

What players may do on their turn is mostly the same as Blackjack, but there are a couple of differences. For one, players may double down on 2 to 4 cards, and even hit afterwards, but may only double once per hand. Players may also draw and double even on split Aces. If the player gets a pontoon hand on split Aces, most casinos will consider this an actual pontoon rather than just a 21-point hand.

What does a dealer do in his turn of play

Once each player has finished their turn, the dealer flips over his cards and draws until at least 17. If the dealer has a soft 17, most casinos will have him hit. Unlike in normal Blackjack, ties with the dealer lose, so any players who have not beaten the dealer will forfeit their bets. Those who beat the dealer with a 5-card-trick or a pontoon get paid 2 to 1 on their bets. Those who win with any other hand will usually get paid even money.

Understand by an example

Let us assume that the player places a bet of $20 and has drawn a 6 and an Ace, for a soft 17. The dealer doesn’t have a pontoon, so play continues. The player decides to hit, as there is a great likelihood of improving this hand. The player draws a 2, for a score of 9/19, and decides to double down. The card drawn is a 5, for a 14, so the player hits again as the minimum of 15 has yet to be reached. One more card is drawn, a 4, and the player has scored a five-card-trick. The value of the cards does not matter, as the only dealer hands higher than a five-card-trick are another five-card-trick or a pontoon.
The dealer now flips over his cards to reveal two Aces for a score of 2/12. He has to hit, and draws a 5 for a 7/soft 17. This casino follows the standard rules, so he hits again, drawing an 8 for a total of 15. The dealer hits, drawing another 8, for 23 and a bust. The player wins 2 to 1 on his bets, because his hand was a five-card-trick, for a total of $80 as he had doubled down on his original bet of $20. If the dealer had instead drawn a 6 or lower, the player would have lost, as the dealer’s five-card-trick would have outranked the player’s five-card-trick.

What is online Pontoon strategy

As with any variant of Blackjack, online Pontoon strategy first requires choosing the right casino. Playing by standard online Pontoon rules, the house should have an edge of about 0.38%. A variety of house rules can increase or decrease this edge, however. One notable difference of online Pontoon to other varieties of Blackjack is that the more decks the house uses, the more its edge is reduced. Normally, a greater number of decks increases the house edge in Blackjack, so players should be sure to find casinos that use a large number of decks.
Other than being choosy about the casino you play at, the most basic strategy for playing online Pontoon is to stand on a hand of 15 or higher, but to double down if you have a 15 or 16 with four cards and to hit if you have a 17 with four cards, as your chances of getting a five-card-trick at these values are reasonably good. Doubling down on any hand that is valued at 10 or 11 is also advisable, as there are many possibilities for good hands from that number. For five-card-tricks, if the four cards are anything lower than 18 it is worthwhile at least hitting, if not doubling down, as trying to win with anything lower than 17 relies on a dealer bust. Remember, a winning five-card-trick pays 2 to 1, so it’s a worthwhile risk to take on most 4-card hands.

What is the difference between Blackjack and Pontoon online play

Black jack and Pontoon online play have the same overall premise, the main differences you’ll find between the two games are:


In standard blackjack there are two payout ratios: 1:1 (when the player simply beats the dealer) and 3:2 (when the player hits natural blackjack). Similarly, Pontoon pays out at a ratio of 2:1 when a player wins the hand; however, in contrast to blackjack, when a player makes Pontoon (21 with an ace and a face card) they receive a 2:1 return on their investment. For example, in blackjack if a player bet $10 and successfully hit blackjack, they’d receive $25 back for a profit of $15. However, in a game of Pontoon the payout for 21 is 2:1 which means a $10 stake would generate a $30 return for a $20 profit. Thus, if you’re looking at blackjack and Pontoon from a profit potential basis, the latter has the upper-hand.


Another difference between Pontoon and blackjack is the language each game uses. The most obvious example of this is that natural 21 (i.e. a two-card hand that contains an ace and a picture card) is known as Pontoon in the former and blackjack in the latte. On top of this, the terms “double down” and “hit”, which are common in blackjack, are known as “buy” and “twist” in Pontoon. Although these may only be minor differences, they are important to know if you want to become a profitable Pontoon player.

Number of Decks

Depending on which casino over the internet you play blackjack at the number of decks in play will vary. While some blackjack sites will offer games with one or two decks in play, others will spread options with anything from four to eight decks. The amount of cards in the dealer’s shoe can have a significant effect on the player’s odds so it’s always wise to find games with as few decks as possible. In contrast to blackjack, Pontoon is played with a standard eight decks of cards, which means the odds are less favourable for players than some blackjack games. However, as previously stated, Pontoon offers better payouts for hitting 21 so this increase in risk is offset by greater returns.

Special Hands

Unlike blackjack, Pontoon has a special winning hand that’s known as a five card trick. Like Pontoon, this hand pays out at a ratio of 2:1 and is awarded to a player if they can draw five cards from the deck and make 21 or less. Another important consideration you need to bear in mind when playing Pontoon is that if you tie with the dealer you will lose. In blackjack this would result in a push and you receiving your money back, however, in Pontoon it’s counted as a loss and your money is taken by the house.